Licensed Surveyors & Loss Assessors · North India

Every loss, assessed
with precision.

We survey and assess fire, marine and miscellaneous claims for insurers — and provide fire inspections, valuations and insurance advisory for businesses and homeowners. Every assignment ends in a report that holds up to scrutiny, on time, every time.

INTEGRITY  |  IMPARTIALITY  |  INSIGHT

Ganapati Insurance Surveyors and Loss Assessors Private Limited
07+ Services — survey, assessment, valuation, advisory & more
02 Directors — both IRDAI-licensed surveyors
08+ States & UTs covered across North India
ISR Formal Interim & Final Survey Reports
What We Do

Survey, assess, report — across three claim classes.

01 · Fire

Fire Survey & Loss Assessment

On-site fire loss surveys, cause investigation support and quantum assessment for insurers, with formal Interim and Final Survey Reports.

02 · Marine

Marine Survey & Loss Assessment

Cargo and transit loss surveys and assessment, documented to the standard insurers and underwriters expect.

03 · Miscellaneous

Miscellaneous Claims

Survey and loss assessment across miscellaneous insurance classes outside fire and marine.

04 · Inspection

Fire Inspections

Pre-risk and periodic fire inspections, primarily for businesses and property owners assessing exposure before a loss occurs.

05 · Valuation

Property Valuation

Professional property valuations, primarily for businesses and homeowners — for insurance-to-value checks, adequate cover, or standalone use.

06 · Investigation

Investigations

Claim investigations conducted for insurers requiring a thorough, evidence-based review.

07 · Advisory

Insurance Advisory

Guidance for businesses and homeowners on what to insure, how much cover to carry, and how to avoid under-insurance before a loss ever happens.

+ · Anything else

Need another service?

If it's insurance-related and we haven't listed it, ask us — chances are we can help or point you the right way.

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How A Survey Runs

From assignment to report, in four stages.

01

Deputation

Claim is assigned by the insurer, or a direct enquiry is received from a client.

02

Site Survey

On-site inspection, photographic record and collection of supporting documentation.

03

Assessment

Loss quantum, cause and coverage considerations are evaluated against the evidence gathered.

04

Report

A formal Interim or Final Survey Report is issued to the insurer or client.

Our Directors

Two IRDAI-licensed surveyors at the helm.

The company is led by directors Nikhil Malhotra and Neelu Malhotra — both individually licensed by the Insurance Regulatory and Development Authority of India, working across Chandigarh, Punjab, Haryana, Himachal Pradesh, Rajasthan, Delhi, J&K, Uttarakhand and beyond.

Director · Surveyor & Loss Assessor

Nikhil Malhotra

IRDAI Reg. No.IRDA/IND/SLA-124286
Authorized Departments
Fire Miscellaneous
Nikhil Malhotra IRDAI licence preview IRDAI Certificate of Registration VIEW LICENCE (PDF) →
Director · Surveyor & Loss Assessor

Neelu Malhotra

IRDAI Licence No.IRDA/IND/SLA-123513
Authorized Departments
Fire Marine Cargo Miscellaneous
Neelu Malhotra IRDAI licence preview IRDAI Licence to Act as Surveyor VIEW LICENCE (PDF) →
Where We Work

Across North India.

On-site surveys and assessments wherever the claim is.

Chandigarh Punjab Haryana Himachal Pradesh Rajasthan Delhi Jammu & Kashmir Uttarakhand + more
Get In Touch

Have a claim that needs a survey?