Ganapati Insurance Surveyors & Loss Assessors is a professional surveying practice based in Chandigarh — surveying and assessing fire, marine and miscellaneous claims for insurers, and providing fire inspections, valuations and insurance advisory for businesses and homeowners.

The practice is led by directors Nikhil Malhotra and Neelu Malhotra, both licensed insurance surveyors and loss assessors, with work spanning Chandigarh, Punjab, Haryana, Himachal Pradesh, Rajasthan, Delhi, J&K, Uttarakhand and beyond.

Every assignment — an on-site survey, document gathering, or a formal Interim Survey Report — is carried out to the standard insurers rely on for claim decisions, and that clients can trust for their own records.

Ganapati Insurance Surveyors and Loss Assessors Private Limited
Our Directors

Two IRDAI-licensed surveyors at the helm.

Both directors are individually licensed by the Insurance Regulatory and Development Authority of India. Their certificates are shown below and open in full.

Director · Surveyor & Loss Assessor

Nikhil Malhotra

IRDAI Reg. No.IRDA/IND/SLA-124286
Authorized Departments
Fire Miscellaneous
Nikhil Malhotra IRDAI licence preview IRDAI Certificate of Registration VIEW LICENCE (PDF) →
Director · Surveyor & Loss Assessor

Neelu Malhotra

IRDAI Licence No.IRDA/IND/SLA-123513
Authorized Departments
Fire Marine Cargo Miscellaneous
Neelu Malhotra IRDAI licence preview IRDAI Licence to Act as Surveyor VIEW LICENCE (PDF) →
Our Approach

Evidence first, opinion second.

Findings are grounded in what's observed on site and what the supporting documents show — not assumed. Reports are structured so an insurer, an insured, or a court can follow exactly how a figure or a conclusion was reached.

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